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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. You may have to pay an early repayment charge to your existing lender if you remortgage. The actual rate available will depend upon your individual circumstances. Ask for a personalised illustration. THE OVERALL COST FOR COMPARISON IS 6.8% APR. Consolidating debt over a longer term could increase the total amount payable. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. This fee can be added to the loan if required. A typical fee is £199. A mortgage may not be available in all cases.